Medicare

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Medicare

Navigating the transition into Medicare can be a confusing and cumbersome experience. Our experienced agents walk our clients through the process and advise based on each individual’s particular situation.

Medicare Advantage

Medicare Advantage plans, or Part C, are a type of Medicare health plan offered by private insurance companies that contract with Medicare to provide Part A, Part B, and often times Part D into one plan. Bongiovanni Insurance & Financial is licensed and experienced to provide you all of the necessary and applicable information on Medicare Advantage plans available to you.

Medicare Supplement

A Medicare Supplement (also known as Medigap) plan is sold by a private insurance carrier and designed to cover costs that original Medicare parts A & B do not (copays, coinsurance, and deductibles).  It does not include Part D and an insured would still be required to obtain Part D coverage. Choosing the right Medicare plan can be confusing and stressful.  With licensed agents, we are here to simplify and explain all of your options and help you make an informed decision.

Part D

Medicare Part D, or the prescription drug benefit, is a requirement of Medicare eligible beneficiaries.  There are generally two ways to receive this type of plan.  You can get a stand-along prescription drug card through a private insurance carrier or you can get coverage that is bundled into a Medicare Advantage plan (or Part C). The only way to know what direction truly fits your needs is to do a thorough analysis and were here to help.  By fully knowing the options available you will be able to make an informed decision that will be best for you and your family.   

Social Security Disability and Medicare

At Bongiovanni Insurance & Financial we have vast knowledge of the Social Security Disability and Medicare relationship.  It is our goal to help SSDI beneficiaries navigate the complicated area of medical coverage after disability.  We will often help a client through the process from start to finish.  If you haven't yet received Social Security Disability benefits but think you are eligible we have the resources for you to get help.  We have partnered with several prominent law firms in CT to help you navigate the SSDI process.