Navigating through the individual health insurance marketplace has become a daunting task. Whether it’s during open enrollment or if you experience a qualifying event, we can give you advice on what to do based on your specific situation.
Life insurance can be of the most important coverage decisions you will ever have to make. We understand how important it is to protect your family’s future. With a multitude of carriers and plan options, we can help you navigate which strategy works best for you and your family. We approach life insurance with a wholistic mentality and advise how much life insurance to purchase and what type of policy based on that approach.
While many people cover their life with insurance to protect their loved ones, many neglect the potentially devastating risk of becoming disabled. For most workers (even those with some employer-paid coverage) an individual disability income policy is the best way to ensure adequate income in the event of disability. When you buy a private disability income policy, you can expect to replace from 50% to 70% of income. With the experience and expertise to help you decipher the disability options available to you we are here to help you make an informed decision and protect your family from potential hardship.
At Bongiovanni Insurance & Financial we believe if helping our clients in finding the proper coverage for all of their needs. There are many types of coverage that, while not for everyone, can be very beneficial for some:
- Long Term Care
- Cancer Insurance
- Accident insurance
- Dental insurance
- Vision insurance
- Hospital indemnity insurance